Open Enrollment Period: [Start Date] – [End Date]

New Provider: Cigna

Plan Details and Options: You can review detailed information about the new plans and coverage here and in the upcoming information sessions.

Review the New Plans: You detailed plan information is available to review here. Please take the time to review the options available and choose the plan that best meets your needs.

Attend Information Sessions: We will be hosting several virtual information sessions where representatives from [New Provider Name] will be available to answer your questions and provide additional details about the plans.

Enroll Online: You will receive instructions on how to enroll in the new plans through our online enrollment portal. Please make sure to complete your enrollment before the end of the open enrollment period on [End Date].

Information Sessions Schedule:

Session 1: [Date and Time]

Session 2: [Date and Time]

Session 3: [Date and Time]

Why are we changing health insurance providers?

We strive to select plans that offer good value and keep costs manageable. As the team grows, our current provider no longer meets our needs

When will the new health insurance take effect?

The new health coverage will start on XX. Your current coverage will remain active till then.

Will my current health benefits change?

While the new plan may offer different benefits, we have chosen a plan that maintains or improves upon your current coverage.

How can I find what the new plan covers?

You can find a summary of benefits here.

Will my current doctor be under my new plan?

You can check if your current healthcare providers are in-network by visiting the new provider's website or contacting their customer service.

What do I need to do to enroll in the new plan?

Enrollment instructions are above. Typically, you will need to fill out a new enrollment form or complete the process online through XX.

What if I have ongoing treatments or prescriptions?

We recommend that you check if your treatments and medications are covered under the new plan. If you need assistance, our ream are available to help you navigate this transition.

Will my premiums change?

XXXXX. We strive to select plans that offer good value and keep costs manageable.

What about deductibles and out-of-pocket expenses?

Information about deductibles, co-pays, and out-of-pocket maximums are included in your plan summary. Any money you have paid into the previous plan will carry over to the new plan, ensuring a smooth transition.

Where can I get more information and support?

We're always here to help. Reach out to payroll at payroll@madergroup.com

Can I keep my old plan if I prefer it?

Unfortunately, once we transition to the new provider, the old plan will no longer be available. We encourage you to review the new plan's benefits and reach out with any concerns.

How does this change affect my family members?

The new plan will cover your eligible dependents similarly to your current plan. Detailed information about dependent coverage is covered